Welcome to Poshan for Life. By purchasing any product or service from our website (www.poshanforlife.com), you agree to comply with the following Payment Terms & Conditions.

1. Payment Methods
We accept payments through various modes facilitated by our third-party payment aggregator, including:
– Credit Cards (Visa, MasterCard, American Express, RuPay, and others supported by our payment partner)
– Debit Cards
– EMI options offered by select banks and card issuers
– UPI, Net Banking, and Wallets (where available)

2. Third-Party Payment Aggregator
All transactions are processed securely by our authorized third-party payment aggregator. Poshan for Life does not collect or store your full payment details (such as complete card numbers, CVV, OTP, or net banking credentials).
By using the payment gateway, you also agree to the terms and privacy policies of the payment aggregator.

3. EMI Options
– EMI facilities are offered solely at the discretion of the issuing bank/financial institution.
– Applicable interest rates, processing fees, and repayment schedules are governed by your card issuer or bank.
– Poshan for Life is not responsible for bank-imposed charges related to EMI conversions.

4. Payment Confirmation
Once your payment is successfully completed, you will receive an order/payment confirmation via email or SMS (as per details shared at checkout).
If your payment fails or remains incomplete, your order will not be processed.

5. Pricing & Taxes
– All prices listed on the website are in Indian Rupees (INR) unless specified otherwise.
– Prices are inclusive of applicable taxes unless stated. Any additional bank/transaction charges may apply as per your payment method.

6. Failed or Declined Transactions
Poshan for Life is not liable for any failed, declined, or delayed transactions due to:
– Technical issues with the payment gateway
– Bank/network errors
– Insufficient funds or credit limit
In case of a failed transaction, please retry or contact your bank/payment provider.

7. Refunds & Cancellations
Refunds, if applicable, will be processed in accordance with our Refund & Cancellation
Policy (available separately on our website).
For payments made via EMI or credit/debit cards, the refund amount will be credited as per the timelines set by your issuing bank/payment provider.

8. Fraudulent Transactions
– Poshan for Life reserves the right to cancel any order suspected of being fraudulent or unauthorized.
– Any fraudulent use of credit/debit cards will be subject to applicable laws.

9. Limitation of Liability
While we ensure secure processing through reputed payment partners, Poshan for Life shall not be responsible for:
– Unauthorized access to your payment details outside our control
– Any loss/damage arising directly or indirectly from a failed or delayed payment
You are advised to keep your payment credentials confidential at all times.

10. Dispute Resolution
Any payment-related disputes must be reported to our support team at support@poshanforlife.com within 7 working days of the transaction.
For EMI or bank-related disputes, you are required to liaise directly with your issuing bank/financial institution.

11. Amendments
Poshan for Life reserves the right to update or amend these Payment Terms & Conditions at any time without prior notice. Updates will be effective once posted on the website.
For Support: support@poshanforlife.com
Customer Care: +91 7506397111